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Stablish Screen · Early Access

Clear decisioning. Responsible renters. On-time payments.

People are more than just a number. Capture live financial health from live debt, income, and spending behavior for clear discernment and confident monthly revenue.

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Stablish Report Qualified
Monthly income $5,240 ✓
Debt obligations $847/mo
Left over $1,893 ✓
Bills paid on time 94% ✓
✓ Application approved
The Problem

A credit score doesn't pay rent...

Good character does.

26M

Americans

Have no credit score. Reliable renters your screening never reaches.

1 in 10

Applications

Are fraudulent documents mixed with outdated credit data by the time you screen them.

$5k+

In Costs

Just to recover from one bad move-in.

2min

For an applicant to complete a Stablish Screen

0

Hard inquiries on the applicant's credit file

3x

More data points than a traditional credit report

How It Works

Screen smarter. Stay connected. Reduce delinquency.

Four steps that take the guesswork out of the full tenancy lifecycle.

Real income. Live debt. No credit pull.

Applicants connect their bank via Plaid in under 2 minutes. You see verified income, live debt load, and spending patterns. No credit pull. No SSN required.

Real income verification dashboard showing verified monthly income, debt obligations, and disposable income

See risk building before it becomes a missed payment.

Residents opt in. You get aggregate financial health signals across your portfolio. Not individual surveillance. Catch risk early, before it becomes a 30-day late.

Portfolio Overview · 60 Units Live
Financially stable 83%
Residents connected 48 of 60
At-risk (debt load rising) 4 residents
Avg. rent-to-income ratio 28% ✓

Less delinquencies. Rent and debt, handled.

Ensure renters can pay by basing your decision on their disposable income instead of just their credit score.

Resident pays
$2,100
total monthly bills
↓
Rent
$1,500
Your account
Debt
$600
Their creditors

Paying rent builds credit. A benefit you can advertise.

On-time rent paid through Stablish gets reported to all three bureaus. Residents build credit just by paying rent. A real perk that makes your property more attractive to quality tenants.

Credit Impact Report Reporting Active
On-time payments reported 24 months ✓
New credit history added Yes ✓
Hard inquiry required None ✓
✓ Experian
✓ Equifax
✓ TransUnion
Early Access

Join the first cohort of property managers.

We're onboarding a small group early. No cost to get on the list.

You're on the list.

We'll be in touch when early access opens.

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